What's Medicare Supplement Insurance?

Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs.

Your Medicare Supplement Options

You can enroll in a Medicare Supplement plan if you already have Original Medicare‡ Part A and Part B. Your open enrollment period lasts for six months starting with the month you turn 65.

During this Medicare Supplement open enrollment period, you cannot be denied a policy based on past or current health conditions. Not all states allow health underwriting, and some states offer plan(s) to those under age 65 who are eligible for Medicare due to reasons other than age.

With Medicare Supplement coverage, you can use any doctor or hospital that accepts Medicare patients. Anthem offers Medicare Supplement plans, all of which cover 100% of Part A and Part B coinsurance. All of our plans also include memberships, and other value-added programs like ScriptSave/WellRx, a prescription savings program, and SpecialOffers, which provides discounts on vitamins and weight loss programs.


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